Commercial and specialty insurance

We cater to all commercial lines across property and casualty and to specialty lines. We collaborate with them across the value chain – from product development through subrogation. We apply our deep domain and digital expertise to provide real-time insights and customer-centric operating models to improve global operations, create a superior customer experience, and achieve growth, speed-to-market and efficiency.

 

Property

Casualty

Specialty insurance

  • General property
  • Commercial crime
  • Equipment breakdown
  • Inland marine
  • Commercial property
  • Package business
  • Power & utilities
  • Mining
  • General liability
  • Auto liability
  • Workers compensation
  • Excess & umbrella
  • Professional liability
  • Marine
  • Energy
  • Surety
  • Cyber
  • Accident and health
  • Pollution
  • Specie
  • Aviation
  • Terrorism

Transform your business through our data-led solutions

Data

Our offerings for commercial & specialty insurance (insurers, reinsurers, ILF)

What we do

Innovative use cases

  • Broker and Agent Management
  • Information Gathering and Risk Collection
  • Risk Assessment and Rating
  • Pricing and Negotiation
  • Issuance
  • Survey and Risk Control
  • Digital Broker Portal
  • Underwriter Dashboards
  • LDS™ (White-labeled mobile distribution platform)
  • EXL Express Survey™
  • Digital Intake Solution powered by EXL XTRAKTO.AI™
  • Market sizing and opportunity identification
  • Data augmentation for risk assessment
  • Broker/Agency analytics - Segmentation, performance benchmarking
  • Decline analytics
  • Cross sell and product recommendation analytics
  • Submission management using data & analytics – prioritization and triage based on conversion propensity, profitability, underwriters experience etc.

What we do

Innovative use cases

  • E2E FNOL Servicing
  • Fraud Management
  • Claims Investigation
  • Medical Case Management (Pre-Utilization services, E2E Utilization Review and Rehabilitation)
  • Medical Bill Review and Adjudication
  • Litigation and Resolution
  • Subrogation and Compliance
  • Digital FNOL
  • Digital First Claims TPA
  • Inspekt.AI
  • Legal Support Solutions
  • MedConnection™
  • Subrosource™
  • Data enrichment for claim assessment
  • Actuarial support: Reserving
  • Recovery/subrogation propensity
  • Litigation analytics
  • Fraud detection and claim assessment

What we do

Innovative use cases

  • Payables & Procurement
  • Receivables
  • General Accounting
  • CFO Services
  • Risk & reg. reporting
  • Treasury and tax
  • Financial systems
  • Prioritization for credit control based on historical trends
  • Data Driven Finance
  • Finance EXLerator.AI
  • EXL Paymentor™
  • Debt Prioritization Model
  • EXL Smart Audit for Vendor Payments
  • EXL Reconciliation Accelerator
  • Fin ops insights
  • Account payable fraud detection

What we do

Innovative use cases

  • Filing Services
  • Cancellation and Reinstatement
  • Premium Billing and Collections
  • Endorsements
  • Correspondence with Brokers and UWs
  • Customer Service
  • Printing, Scanning and Mailroom Operations
  • Premium Audit
  • EXL Paymentor™
  • Billing As A Service
  • EXL Digital Endorsements Portal
  • Digital Intake Solution powered by EXL XTRAKTO.AI™
  • EXL Digital Virtual Assist (DIVA)
  • EXL EXELIA.AI™
  • EXL Nervehub™
  • auditstream™
  • Customer analytics – Win/loss Probability, customer retention

What we do

Innovative use cases

  • Pricing Data Management
  • Portfolio Monitoring
  • Price and Rate Management
  • Product Design, Modifications and Maintenance
  • Price Optimization
  • Performance Analysis
  • Actuarial: loss cost models
  • Price optimization(SME): Price elasticity
  • Digital Product Research and Recommendation Engine

What we do

Innovative use cases

  • Cross-Sell / Up-Sell
  • Distribution Strategy
  • Marketing Research and Insights
  • Digital Marketing Campaigns
  • Customer Segmentation
  • Customer Demand Generation
  • Marketing Analytics
  • Cross-sell / Up-sell analytics
  • Demand Analytics
  • CLTV/ Quote enhancement analytics
  • Win-back analytics
  • Prospecting using broker data

What we do

Innovative use cases

  • Experience analysis
  • Business projection & modeling
  • Valuation/reserving
  • Regulatory and financial reporting
  • Pricing
  • Asset/liability cashflow management
  • Treaty administration
  • Actuarial integration
  • Loss cost models
  • Reserving
  • Cat modeling
  • Capital modeling

What we do

Innovative use cases

  • Risk selection and pricing
  • Exposure accumulation
  • Portfolio roll up, maintenance, and optimization
  • Comprehensive reporting and mapping
  • Regulatory requirements
  • Model change impact
  • Data and modeling sensitivities
  • “What if” scenarios
  • Cat modeling
  • Geo coding capability
  • Regulatory reporting – Reinsurance/ exposure
  • EXL XTRAKTO.AI™

What we do

Innovative use cases

  • Enterprise data strategy
  • Enterprise data infrastructure and solution implementation
  • Reporting & BI
  • Privacy & enterprise data governance
  • Data platform modernization
  • Data integration and visualization
  • Kogni
  • EXL DQLens™ data quality suite
  • Fulcrum
  • Image Analytics
  • Customer & Agent 360