Retail banking and credit cards

Retail banking and credit cards

Partner with global retail banks to drive growth and profitability

Retail banking and credit cards

Partner with global retail banks to drive growth and profitability

Driving outcomes with data & analytics

EXL partners with banks, asset management companies and payment providers to improve operations and continuously optimize customer experience. We use our deep domain industry expertise to help with many aspects of banking operations including financial spreading, treasury management, underwriting, retail equity triage, portfolio construction presentation and stress testing, fraud operations and commercial risk.

Latest insights
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Case study
Revealing what separates credit risk leaders from the la...
Case study
Revealing what separates credit risk leaders from the laggards
Revealing what separates the credit risk leaders from the laggards Executing an optimal credit risk model that simultaneously protects against loan default and supports business growth is a significant challenge for credit-providing organizations of all sizes. In the modern financial services landscape, it is arguably more difficult than ever. Organisations are under increasing market pressure to progress with digital transformation and now face unprece
Revealing what separates the credit risk leaders from the laggards Executing an optimal credit risk model that simultaneously protects against loan default and supports business growth is a significant challenge for credit-providing organizations of all sizes. In the modern financial services landscape, it is arguably more difficult than ever. Organisations are under increasing market pressure to progress with digital transformation and now face unprece
Case study
Enable credit risk analytics
Case study
Enable credit risk analytics
Leveraging its decades of finance domain expertise, deep analytics experience, and extensive suite of credit risk modeling and strategic solutions, EXL set out to accomplish the client’s business goals. Challenge EXL’s client, a UK financial services provider, knew its credit risk analytics function needed to optimize its costs, balance growth and risk, and compete with digital-first organizations. The best way of accomplishing this was by adopting n
Leveraging its decades of finance domain expertise, deep analytics experience, and extensive suite of credit risk modeling and strategic solutions, EXL set out to accomplish the client’s business goals. Challenge EXL’s client, a UK financial services provider, knew its credit risk analytics function needed to optimize its costs, balance growth and risk, and compete with digital-first organizations. The best way of accomplishing this was by adopting n