EXL wins 2025 IDC Fintech award for digital lending innovation
Recognized as winner for point-of-sale financing excellence
EXL has been named the Winner in the 2025 IDC Fintech Real Results Awards for its groundbreaking collaboration with First National Bank of Omaha (FNBO). Together, EXL and FNBO built a cloud-native point-of-sale (POS) financing platform in just four months, empowering the bank to:
- Introduce new financing options rapidly to meet evolving market needs
- Integrate seamlessly with merchants to support diverse use cases
- Scale with agility while maintaining full regulatory compliance
Driving results at scale
- Launched in just four months using EXL’s data, AI, and digital accelerators
- 95% of borrowers were new-to-bank customers, demonstrating strong acquisition impact
- Modular, cloud-based design supports future feature expansion and seamless customer experiences
Industry recognition
"Their team is always top notch, and delivers features and functionality quickly through a consultative approach. Recently, we migrated our home improvement lending business into our loan management system with EXL, and they delivered a timely and smooth transition ensuring our products and services remain best in class."
- Brett Worick, Partnership Lending, FNBO
"By enabling FNBO to expand its lending capabilities and provide a seamless financing experience at the moment of purchase, EXL has demonstrated how advanced data, AI and digital solutions can drive tangible business outcomes and customer value."
- Jerry Silva, Program Vice President, IDC Financial Insights
Reimagining lending for the future
This recognition underscores EXL’s ability to help financial institutions modernize lending with AI, data, and digital innovation - delivering agile, compliant, and customer-centric solutions that accelerate speed to market and drive measurable business outcomes.
Learn more about how EXL is helping banks reimagine digital lending with AI and analytics.