LifePRO® is developed specifically to provide flexible support for an extremely broad range of life, health and annuity products.


  • Term
  • Whole life
  • Participating whole life
  • Interest sensitive whole life
  • Joint first and second to die
  • Universal life
  • Variable universal life
  • Fixed premium universal life
  • Group life

  • Long-term care
  • Disability income
  • Medicare supplement
  • Major medical
  • Accidental death and dismemberment
  • Coronary care
  • Critical care
  • Hospital indemnity
  • Cancer
  • Mortgage protection
  • Funeral home expense / Pre-need
  • Group disability and health

  • Flexible and single premium deferred annuities
  • Variable annuities
  • Single premium immediate annuities
  • Equity indexed annuities
  • Tax sheltered annuities
  • Multi-tiered annuities (shadow funds)

  • Waiver of premium
  • Accidental death
  • Spouse insured rider
  • Child insured rider
  • Family rider
  • Disability income
  • Inflation protection
  • Return of premium
  • Annuity rider
  • Guaranteed insurability
  • Payor waiver
  • Paid up term
  • Paid up purchase agreement
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Transforming digital finance
Operations Management
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Industry Expertise

Our focus on healthcare builds a deep understanding of the context in which you do business.

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100 Most Trustworthy Companies in America, 2015
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Innovation Awards for Business EXLerator Framework®
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Innovation Awards for Business EXLerator Framework®
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NASSCOM Award for Analytics Solution in “Preventive Hospitalization”
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Excellence in Education Winner
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URAC HUM Accredited

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For businesses that aren't satisfied by good enough, or profitable enough, we use Digital Intelligence to deliver real results.

Digital Transformation - Strengthened by deep domain knowledge.

With over 25 years of innovation, 70+ conversions and more than 40 successful implementations, LifePRO® is one of the most widely used policy administration platforms by American life, annuity and health insurance carriers. Using a single platform, LifePRO® supports Life, Health and Annuity products on streamlining policy administration through features such as a flexible product rules engine, real-time customer service and extensive agent compensation support.

The addition of LifePRO® New Business Suite provides a complete end-to-end process for the entire policy life cycle from Quote, eApp, Underwriting, Policy Issue, Policy Servicing to Claims. Integration is streamlined through a service layer and the LifePRO® Data Mart integration and reporting hub.

EXL’s LifePRO® was recently recognized as one of the most widely used systems in the US that offers a strong solution across a broad range of products.

XCelent Award for Customer Base and Breadth of Functionality
in Celent’s “North American Policy Administration Systems 2017: Life, Annuities, Pension, and Health ABCD Vendor View"
Leader and Star Performer
in Everest Group’s “Life & Pensions Business Process Services - Service Provider Landscape with PEAK MatrixTM Assessment 2017”
Winner’s Circle
in “HfS Blueprint: Insurance As-a-Service 2017”

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