An insurance premium audit is a provision of your policy contract. The purpose of the premium audit is to develop actual exposures (usually payroll or sales) that are properly classified in accordance with manual rules and regulations. This information will be used to determine your final premium. Most states require premium audits to be conducted to confirm the final premium and to ensure accurate statistical data for rate-making purposes. Learn more about the EXL’s premium audit process.

  • When is a premium audit performed?
  • How will the premium audit be conducted?
  • Who will conduct the premium audit?
  • How do one prepare for the audit?
  • Audit results

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