Point-of-sale financing

The future of retail

The "buy now, pay later" (BNPL) financing market is growing rapidly as consumers expect the flexibility to pay for purchases over time. Traditional issuers are still developing their point-of-sale (POS) lending strategies to keep pace with the scale and speed of disruption that new technology players are bringing to the market. To help organizations fast-track their ability to provide affordable payment options at the point-of-sale, both in-store and online, and deliver an exceptional consumer experience, EXL and Skeps have partnered to create a packaged, scalable financing solution. The end-to-end, cloud-based solution helps banks and other organizations accelerate technology development and bring point-of-sale financing products to market faster.

Point-of-sale financing

Creating a successful risk management framework for point-of-sale financing

At EXL, we have combined our data and analytics expertise with our domain knowledge to develop a five-pronged strategy for lenders to consider when designing a risk framework for point-of-sale financing. Lenders can now integrate the right technologies that are purpose-built to scale POS financing while simultaneously providing accurate, thorough, and fast credit decisions.

View the latest white paper