Get up and running quickly with simple, no code configuration
Launch new products in days, not months
Support underwriting decisions with straight-through processing capability
LDS is a comprehensive digital new business and underwriting platform with a flexible eApp and full automated underwriting and workflow capabilities. You can automate your entire new business and underwriting process from receipt of app through to policy issue.
Connect to any existing client and pricing systems
Pre-built product templates
Responsive, multi-device design
Unified view for one interface to complete work
Easily request more information from clients
Integrate external data sources such as
APS requests; MIB, MVR and others
Easy assessments with customized or pre-built dashboards
Visual management dashboards
360-degree views of pipeline
Heatmap views of rule performance and automation
Business performance, workload, and costs tracking
Pre-configured templates and rules
Simple, no-code visual configuration
Third-party data integration
Requirements tracking
Easily integrate into existing systems
Reduced overall cost of ownership
Rapid product build
Fully agnostic – any product, platform, location, or channel
- Easily integrate into existing systems
- Reduced overall cost of ownership
- Rapid product build
- Fully agnostic – any product, platform, location, or channel
Celent’s New Business and Underwriting Systems: North America Life Insurance Edition, 2020
Digital Intelligence is the foundation of everything we do, and the inspiration for our ideas.
Real results
For businesses that aren't satisfied by good enough, or profitable enough, we use Digital Intelligence to deliver real results.
Insurers need innovative digital solutions to tackle quickly emerging challenges today. With LDS, the wait to transform the life insurance industry with technology is over. Speed your time to market with a fully configurable modular solution. Make better decisions faster with real-time analytic insights from your data. And gain new efficiencies with straight-through processing, third-party integrations, and automation. The future of new business and underwriting technology is here.
Leadership
Keith Johnson
Keith leads the ideation, incubation, go-to-market and business operations for all new digital insurance industry solutions for P&C and L&A at EXL. He is a proven executive with over 30 years of diverse business experience. Previously, Keith was a Partner at Accenture where he ran the Life insurance e-commerce practice, CRM practice and Insurance BPO practice. He also served as Client Partner for a number of large insurance carriers and served as the COO / CIO for Marketplace by John Hancock. Today at EXL, Keith’s main focuses are helping build new growth engines using digital technologies, leading the global L&A strategy, managing analyst relations, overseeing insurance consulting for P&C and L&A, and ensuring a differentiated customer experience through digital enablement leveraging EXL’s proprietary software assets (LifePRO® and LISS), analytics and operations management. Keith earned his AB in Computer Science from Brown University.
Dave Shively
Dave Shively has been with EXL for approximately two years and runs our Life & Annuity Platforms business unit. He has over thirty years of software development and delivery experience, twenty-five of which was spent managing and implementing enterprise insurance applications. He has helped carriers of all sizes transform their businesses by successfully converting from legacy applications to flexible, modern core systems. Prior to coming to EXL, he spent 5 years with Oracle where he was in a similar role leading several software products including the Oracle Insurance Policy Administration solution.
Thomas Organ
Tom leads the sales and marketing efforts for LifePRO® and the LifePRO® Digital Suite platforms. He has over 30 years of success in management consulting, solving complex business problems and creating business value in the life and annuities insurance markets.
As an EXL client executive, he works with insurers to identify opportunities and develop solutions, as well as provide executive client relationship support. He has led and grown businesses, developed new product and service offerings, and provided strategic consulting services. He plays an integral part in the overall strategy and direction of EXL’s life and annuity platform as well as TPA services. Tom has published articles and represents EXL at conferences and with the analyst community.
Ajmal Malik
Ajmal Malik is one of the key architects that has designed and built the LDS platform and subsequently delivered and implemented the solution successfully throughout the US, UK and Europe for the past decade to a number of clients. Ajmal has been building and implementing software systems within the life, banking and the financial services sector for over 20 years. He started his career as a Business Analyst leading to a number of roles around platforms across the financial services sector. Ajmal is responsible for establishing the LDS Product Roadmap and directing the evolution of the platform.
Ajmal continues to work in the UK as the Global Product Manager. Ajmal has a Law degree from Manchester Law School and holds a number of CII Financial Services qualifications.
Rick Barkal
Rick leads the sales efforts for the LDS New Business and Underwriting platform. He has over 20 years of experience helping carriers achieve their objectives through software solutions, BPO and TPA services. Rick plays a key role in the development of strategies and execution to grow the market share of LDS within the life, annuity and specialty benefits space for both individual and group carriers. Rick received his degree in Finance from the University of Colorado and an MBA in Information Systems from DePaul University.