General Insurance Solutions

<p>End-to-end P&amp;C insurance solutions powered by data, AI, and domain expertise.</p>
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P&C segments we serve

THE WORLD'S TOP COMPANIES TRUST EXL

Trusted by global brands

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"Data silos across the insurance value chain."

"Increased market pressure due to inefficient claim operations."

"Poor risk identification leading to UW inaccuracies."

Challenges we’ve heard from insurers

"Legacy models negatively impacting NPS & customer retention."

"Evolving fraud patterns require AI & data-driven approaches for management."

Teaming with <br><span class="wm-orange-text">top partners</span>

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Frequently asked 
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EXL combines AI, machine learning, advanced insurance analytics solutions, and cloud-native platforms to drive digital transformation in general insurance. Our solutions span the full property and casualty insurance value chain from intelligent underwriting workbenches and AI-powered claims monitoring to conversational AI and intelligent document processing all delivered as low-code/no-code, cloud-first tech stacks.

Yes. EXL's general insurance solutions are designed as low-code/no-code, cloud-native tech stacks built to integrate with existing core systems. Our AI-powered platforms work alongside legacy infrastructure minimizing disruption while accelerating P&C insurance digital transformation across underwriting, claims, and operations.

EXL deploys AI-enabled E2E claims management, intelligent document processing, and conversational AI to automate triage, detect anomalies, and accelerate resolution. Through our data-led approach to property and casualty insurance operations, clients have achieved up to 30% reduction in cost per claim alongside significantly shorter cycle times.

EXL's insurance underwriting solutions combine an AI-enhanced Digital Underwriting Workbench with advanced analytics to improve risk selection, pricing accuracy, and submission triage. Property and casualty insurers working with EXL have seen up to 20% better risk identification and approximately 10% improvement in NPS through underwriting analytics.

Still have 
questions?

Partner with EXL to drive smarter decisions and better insurance outcomes.

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Let's <span class='o_highlight'>Solve Together</span>

Modernize insurance operations with intelligent solutions powered by data and AI.

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